Gain the knowledge and tools needed to effectively analyze and interpret financial statements.
Why Businesses Borrow
Beginner • 1 hour
Learn the basic terms and concepts that form the foundation of financial reporting and analysis.
Discover the first major financial statement—the income statement—and its core equation: revenues – expenses = net profit.
Beginner • 1.5 hours
Commercial Financing Products
Expand your knowledge of the income statement with two important subtotals: operating profit and gross profit.
Beginner • 2 hours
The 5Cs of Credit
Cash Flow Coverage and the UCA Model
Learn to differentiate between fixed and variable costs and how to calculate when a company will hit its break-even point.
Learn about the accrual basis and why it does a better job of reflecting economic reality than the cash basis.
Beginner • 2.5 hours
Business Structures
Analyzing Business Tax Returns
Learn about the second major financial statement, the balance sheet, as well as what defines an asset and how they're accounted for.
Analyzing Personal Tax Returns
Learn the key concepts and classifications of noncurrent assets, including their role in financial reporting and long-term business value.
Learn about the second half of the balance sheet—liabilities and equity—and how these accounts are used to finance a company's assets.
Personal Guarantors
Learn about the fundamental building blocks of a company's financial accounting system: debits and credits.
Global Cash Flow Analysis
Introduction to SBA Lending
Learn two important concepts that will allow you to assess a company's financial health: leverage and liquidity.
Add more ratios to your toolkit that will allow you to measure performance and drive results.
The SBA 7(a) Loan Process
Commercial Real Estate Lending
this is statment of cash flows
Beginner • 1 hoiur
